6 Questions to Ask During Medicare Enrollment
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Not every provider accepts Medicare. This is especially true with a Medicare Advantage plan, which often restricts access to doctors, hospitals, or healthcare centers. You will want to ask to determine who participates in the plans.
With Original Medicare, you can see a doctor anywhere in the United States. However, with Medicare Advantage, you might be limited to providers in a certain state or region. In such situations, if you travel to another state then you may not have healthcare coverage.
Not all Medicare Advantage policies restrict travel. Some will let you travel to other states and even overseas. However, with Original Medicare, you cannot obtain payment for healthcare overseas. You’ll want to determine if your insurance pays for traveling abroad if you plan to be leaving the country frequently and you want to make sure you have acceptable insurance.
Things change every year, especially your health. One year, you might need no prescriptions and rarely see a physician, but then you develop a medical condition. Prescriptions are awfully expensive, so you will want to change your Medicare plan during open enrollment.
If you are happy with your current Medicare plan, then you might want to coast through open enrollment without changing anything. Clearly, you’ll want to research things and ask in-depth questions to decide.
Open enrollment is an exciting and stressful time of year. It is a window of opportunity, but you will want to make the right decisions, which means asking the correct questions.
Here are a few tips on choosing the Medicare plan that is right for you:
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