5. Comparing Dental Insurance Plans
If you are shopping for dental insurance, there are three main points you will want to consider. First, seek a plan with a low out-of-pocket maximum. The maximum is the highest amount you would be expected to pay if a dental emergency arose. Don’t choose a plan with a maximum that is higher than you would be able to pay. Secondly, look for full dental coverage. Full coverage provides for dental work in addition to checkups and cleanings. Lastly, look for premiums that make sense. While high premiums can be cost-prohibitive, ultra-low premiums may signal high deductibles or copays.
4. Preventive Care
The term dental preventive care refers to checkups, cleanings, and x-rays. These are the procedures that are used by dentists to catch problems early. At your twice-yearly checkup, your dentist will check for cavities, gum disease, worn tooth enamel, root decay, and bone disease. Your dentist will also check for signs of disease in your mouth and neck. Tooth cleanings help clear away plaque that your toothbrush misses. Keeping your teeth and gums free of plaque prevents gum disease. Since there appears to be a link between gum disease and heart disease, taking care of your gums can help keep your heart healthy.
3. Dental Procedures
Sometimes preventive care points out issues that your dentist needs to address. Cavities may require fillings in order to prevent tooth decay from spreading. An infected root may require root canal treatment. According to the American Association of Endodontists, a root canal procedure involves removing the infected pulp within the tooth. In other cases, your dentist may discover a cracked tooth or a cavity that is too large for a filling. If so, the dentist may recommend covering the tooth with a cap or crown to restore strength and prevent further damage.